Did you know you can save money while indulging in your favorite restaurants or ordering food online? With the right credit card for dining, foodies can enjoy amazing dining discounts and earn cashback rewards on their everyday meals. If you love to eat out or enjoy food delivery, a dining-focused credit card could be the best way to enhance your dining experience while saving money.
In this blog, we’ll dive into the best credit cards for dining, explore their cashback credit card offers, and show you how to make the most of these amazing perks. Whether you’re a foodie who loves fine dining, ordering in, or simply grabbing a quick meal, we’ve got you covered!
Why Choose Credit Cards with Dining Discounts and Cashback?
As a foodie, you likely spend a significant amount on dining out or ordering food online. But did you know you could be earning cashback for every meal? With cashback credit cards, every time you dine at a restaurant or make an online food delivery order, you can earn rewards that reduce your overall food spending.
There are several best cashback cards in India that cater specifically to foodies. These cards offer exclusive dining discounts, rewards points, and cashback on food delivery, making them a must-have for anyone who loves to eat. Plus, they often come with other useful benefits like zero annual fee credit cards or special perks for premium credit cards in India.
Top Credit Cards Foodies Swear By
Here’s a list of the best credit cards that will help you maximize your savings on food and dining:
1. SBI Card PRIME
The SBI Cashback Card Review reveals this card is a favorite among foodies. It offers a cashback on dining of up to 10% on every transaction at partner restaurants. Additionally, it provides rewards points for every purchase, which can be redeemed for future meals or other purchases. It’s the perfect card for those who dine out frequently.
2. Axis Bank Magnus Credit Card
When it comes to best credit cards for dining, the Axis Magnus Credit Card stands out. This premium card offers exclusive dining privileges and cashback on dining at top restaurants. Whether you’re enjoying fine dining or casual meals, this card ensures that every bite is sweeter.
3. HDFC Bank Regalia Credit Card
Known for its premium credit card benefits in India, the HDFC Regalia Credit Card offers great rewards on dining. It comes with cashback credit card offers at high-end restaurants and hotels, ensuring you save on every fine-dining experience. Additionally, it provides travel credit card benefits, perfect for those who enjoy dining while traveling.
4. ICICI Bank Sapphiro Credit Card
For foodies who want both dining perks and travel credit card benefits, the ICICI Bank Sapphiro Credit Card is a great choice. This card offers cashback on restaurant dining and online food orders, along with luxury benefits like airport lounge access and concierge services.
5. Standard Chartered Manhattan Platinum Credit Card
If you’re someone who enjoys regular online food delivery, the Standard Chartered Manhattan Platinum Credit Card is made for you. This card offers cashback on food delivery services like Swiggy and Zomato, making it the go-to card for online foodies. Plus, it has zero annual fee credit cards, ensuring you get great benefits without paying extra.
6. Citi Cashback Credit Card
This card is a must-have for those who love eating out and making the most of credit card cashback offers. With Citi Cashback Credit Card, you get up to 5% cashback on dining transactions, including food delivery and restaurant meals. The cashback can be redeemed for future purchases, ensuring you save with every bite.
7. RBL Bank Signature Credit Card
For the serious foodie, the RBL Bank Signature Credit Card offers cashback on dining along with special rewards on travel and shopping. With access to exclusive restaurant offers, this card will help you earn on your meals while enjoying a premium lifestyle.
8. Kotak Mahindra Bank Royale Signature Credit Card
This card is ideal for foodies who are also frequent travelers. The Kotak Mahindra Royale Signature Credit Card offers cashback on dining, as well as other perks like lounge access and discounts on travel bookings. Plus, it has no annual fee, making it a great all-rounder.
9. HSBC Platinum Credit Card
Enjoy dining discounts at restaurants across the country with the HSBC Platinum Credit Card. The card offers cashback on dining transactions, as well as rewards points for every purchase. This is one of the best credit cards for dining if you’re looking for a simple, no-fuss card with great rewards.
10. American Express Membership Rewards Credit Card
For foodies who want to enjoy luxury dining experiences, the American Express Membership Rewards Credit Card offers rewards points on every meal, which can be redeemed for travel, shopping, or dining. This premium card also offers exclusive restaurant discounts, making it perfect for those who like to indulge.
How to Maximize Cashback on Dining Credit Cards
Now that you’ve selected your ideal dining credit card, here’s how you can make the most of its cashback benefits:
- Use your card at partner restaurants: Many dining-focused cards offer higher cashback at specific restaurants or hotel chains. Always check the list of partner restaurants to maximize your cashback on dining.
- Opt for online food delivery: Cards like the Standard Chartered Manhattan Platinum Credit Card offer great cashback on food delivery apps like Swiggy and Zomato. Use your card for all food delivery transactions to earn rewards.
- Look out for special promotions: Many credit card issuers offer time-limited credit card cashback offers. Keep an eye out for these promotions to earn additional cashback on your meals.
- Pay bills with your card: Don’t forget that you can also earn cashback on utility bill payments made using your dining card. This is a great way to stack up on rewards without extra spending.
Conclusion
For foodies, dining discounts and cashback rewards are a game-changer. With the right credit cards for dining, you can enjoy your favorite meals while earning rewards, all without the extra cost of an annual fee. From premium cards like the Axis Magnus Credit Card to everyday cards like the Standard Chartered Manhattan Platinum Credit Card, the options are endless.
Whether you’re a fan of fine dining, a frequent online food delivery user, or simply someone who enjoys the occasional restaurant meal, these cards offer fantastic benefits. Apply for a credit card online today and start earning cashback on your next meal!
Get started now!